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Home Builder Confidence Falls Again; Home Buyers Gain Leverage?

Posted by Matt Hennessy on August 17, 2010 in Homebuilders

After reaching a 3-year high just 90 days ago, the National Association of Homebuilders’ Housing Market Index is now at a multi-year low after falling by almost half.

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What’s Ahead For Mortgage Rates This Week : August 16, 2010

Posted by Matt Hennessy on August 16, 2010 in Weekly Review

The Refi Boom remains in full effect, but rates are not as dazzling as they were just one week ago.

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Higher (And Lower) FHA Mortgage Insurance Premiums Start October 4, 2010

Posted by Matt Hennessy on August 13, 2010 in Uncategorized

Beginning with FHA case numbers issued on or after October 4, 2010, the FHA is changing its upfront and annual mortgage insurance premium structures.

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How Big Is The Foreclosure Market? It Depends On Where You Live, Of Course.

Posted by Matt Hennessy on August 12, 2010 in Foreclosures

Foreclosure filings rose 4 percent nationwide last month versus June, according to foreclosure-tracking firm RealtyTrac.com. For the 17th straight month, total filings topped 300,000. 6 states dominated activity levels.

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A Simple Explanation Of The Federal Reserve Statement (August 10, 2010 Edition)

Posted by Matt Hennessy on August 10, 2010 in FOMC

Today, in its first meeting in 6 weeks, the Federal Open Market Committee voted 9-to-1 to leave the Fed Funds Rate unchanged. The Fed Fund Rate remains at a historical low, within a prescribed target range of 0.000-0.250 percent.

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The Fed Is Meeting Today. Should You Float Or Lock Your Mortgage Rate?

Posted by Matt Hennessy on August 10, 2010 in FOMC

We can’t be sure what the Fed will say or do this afternoon so if youâ??re floating a rate right now and wondering whether the time is right to lock, the safe choice is to lock before 2:15 PM ET today.

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What’s Ahead For Mortgage Rates This Week : August 9, 2010

Posted by Matt Hennessy on August 8, 2010 in Weekly Review

This week, there’s a lot of data and news due for release, the most influential to markets of which is the Federal Open Market Committee’s scheduled policy meeting.

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Home Values Within 12.5 Percent Of April 2007 Peak, Nationwide

Posted by Matt Hennessy on August 6, 2010 in Home Price Index

According the Federal Home Finance Agency’s Home Price Index, home values are now just 12.5 percent off their April 2007 peak nationwide. This after a half-percent monthly increase in prices in May,on average.

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Nervous About Mortgage Rates Rising? Lock Thursday — Ahead Of Friday’s Jobs Report

Posted by Matt Hennessy on August 5, 2010 in Jobs

Analysts expect that a net 65,000 jobs were lost in July. Wall Street — and Main Street — have a big interest in those results.

Friday’s July Jobs Report Could Spur Mortgage Rates Higher

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As The Pending Home Sales Index Falls, Home Buyers See Dollar Signs

Posted by Matt Hennessy on August 4, 2010 in Pending Home Sales

June’s Pending Home Sales Index is weak by most measures, but if you’re a home buyer, the headlines aren’t so bad. Fewer home sales can push negotiation leverage to the buy-side of a transaction.

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